Health Savings Account Plans

Wel­come to the most infor­ma­tive site on the web for health sav­ings account plans. Spon­sored by one of America’s most trusted health insur­ance advi­sors, this site pro­vides you with the oppor­tu­nity to learn about health sav­ings accounts from A to Z, qet quotes and apply for high deductible health plans, and open a health sav­ings account at a lead­ing finan­cial institution.

The Prob­lem: The Cost of Health Care is Out of Control

If you think it’s pricey to go to the doc­tor, have you seen the cost of health insur­ance lately? It is beyond ridicu­lous. Yet, many peo­ple who pay all or most of their own insur­ance pre­mi­ums are opt­ing to stay with their over-priced health plans. This is a recipe for disaster.

The Solu­tion: Health Sav­ings Account Plans

In Jan­u­ary 2004, Con­gress approved a new type of health care plan called the health sav­ings account. In the ensur­ing years, these plans have become wildly pop­u­lar with over 7 mil­lion peo­ple now cov­ered by these HSA insur­ance plans. But what are these plans? Why are they so pop­u­lar? And how can they help you cut your health care cost?

Our site will help you answer those and many other ques­tions about HSA plans. So please, make your­self at home as you surf the site. Use the var­i­ous links to learn spe­cific info, and please be sure to give us the oppor­tu­nity to com­pete for your health insur­ance busi­ness by click­ing the but­ton to “get quotes” for high deductible health plans.

So just what is a health sav­ings account plan?

Sim­ply stated, a health sav­ings account plan com­bines (1) a high deductible health insur­ance pol­icy (”HDHP”) with (2) a spe­cial, tax-sheltered sav­ings account. Sounds easy, right? But there are a cou­ple of hur­dles. First, the high deductible plan must be one that is spe­cially designed by the insur­ance com­pany to meet require­ments for HSA com­pat­i­bil­ity set forth by Con­gress via the IRS. In other words, if you already have a “high deductible” insur­ance pol­icy, it prob­a­bly is not qual­i­fied to work with a health sav­ings account, which means you’ll need to switch plans and pos­si­bly switch insur­ance com­pa­nies. And that brings us to the other major hur­dle — you must be insur­able to qual­ify for a new high deductible health plan that is HSA-qualified under the law. Unfor­tu­nately, this may dis­qual­ify any­one with con­di­tions typ­i­cally con­sid­ered unin­sur­able, such as dia­betes, etc.

How We Can Help You

That’s where we can help. Our insur­ance agency has spe­cial­ized in high deductible plans since 1980. Today, our focus lies exclu­sively with high deductible plans that are qual­i­fied to work in con­junc­tion with a health sav­ings account. We rep­re­sent numer­ous highly rated, and highly regarded, insur­ers that offer HSA-qualified high deductible plans in over 35 states. We work closely with you to help you iden­tify the best plans to fit your needs, and then we work hard to help ensure that your new plan is issued in a timely man­ner and with the most favor­able under­writ­ing out­come possible.

Give Us a Chance to Earn Your Business

We cer­tainly would appre­ci­ate your con­sid­er­a­tion as you shop for afford­able health insur­ance on the ‘net. We’ll work hard to earn — and keep — your business!